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Thread: Keyloggers

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    Windows Secrets 'Prevent keyloggers from grabbing your passwords' offers ways to help avoid password stealing etc. But nowadays, many sites eg banks, use special 'one time use' codes that you generate from a small hand held unit and use in addition to your customer number and password. Doesn't the use of a one time code provide full security?
    Ron
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    Super Moderator jscher2000's Avatar
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    Quote Originally Posted by RonH' post='792855 View Post
    But nowadays, many sites eg banks, use special 'one time use' codes that you generate from a small hand held unit and use in addition to your customer number and password. Doesn't the use of a one time code provide full security?
    Assuming no one else can determine the necessary code, i.e., there is no detectable pattern, then the customer number and password could not be used to log in successfully to the online banking system. They still might be useful for a social engineering attack in some cases.

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    A one-time-passcode is pretty robust, so long as you require a hardware device as well as knowing a PIN you are reasonably protected against keyloggers and replay attacks.

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    [quote name='StuartR' post='792876' date='10-Sep-2009 21:05']A one-time-passcode is pretty robust, so long as you require a hardware device as well as knowing a PIN you are reasonably protected against keyloggers and replay attacks.[/quote]

    Thanks for all your inputs. Yes, the hand held one-time device has its own PIN number to access a one-time code which then has to line up with a bank code on-line after you have entered your customer account number and your own PIN.
    Crickey ... soon it will be easier to pop down to the local bank branch to do your transactions ... but of course they do not keep money now 'cause they say 'go use our in-the-wall machine to get your money! Or is it their money?
    Ron
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    Uranium Lounger viking33's Avatar
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    [quote name='RonH' post='792954' date='11-Sep-2009 03:44']Crickey ... soon it will be easier to pop down to the local bank branch to do your transactions ...
    Ron[/quote]
    Ron,
    I have YET to have the need to use an ATM. Haven't even bothered to get PIN numbers.
    Plan ahead, get my cash before hand. I get out of the car and WALK into the bank, greet the teller and get my transactions done. Even get a smile from the teller!
    BOB
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    [quote name='viking33' post='793026' date='11-Sep-2009 20:20']Ron,
    I have YET to have the need to use an ATM. Haven't even bothered to get PIN numbers.
    Plan ahead, get my cash before hand. I get out of the car and WALK into the bank, greet the teller and get my transactions done. Even get a smile from the teller! [/quote]

    Can I use your account!!!!
    Ron
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    [quote name='viking33' post='793026' date='11-Sep-2009 11:20']Ron,
    I have YET to have the need to use an ATM. Haven't even bothered to get PIN numbers.
    Plan ahead, get my cash before hand. I get out of the car and WALK into the bank, greet the teller and get my transactions done. Even get a smile from the teller! [/quote]



    Same here. I go into the bank for all my transactions. It may not always be the handiest thing to do but I do feel safer. I have had to show ID to a new teller once in a while but this is a small thing and they are correct if they do not know me.
    Regards,
    Slim

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    5 Star Lounger ibe98765's Avatar
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    [quote name='viking33' post='793026' date='11-Sep-2009 11:20']Ron,
    I have YET to have the need to use an ATM. Haven't even bothered to get PIN numbers.
    Plan ahead, get my cash before hand. I get out of the car and WALK into the bank, greet the teller and get my transactions done. Even get a smile from the teller! [/quote]

    Ha. I have used a credit union for the last 17 years. I do all my banking by mail and over the net. I have never had any problems. The last time I physically visited the office was years ago, can't even remember exactly when. I never use ATM machines. Instead, I take extra cash out at almost any place that accepts debit cards (grocery & drug stores, U.S. Post Office, etc.). Never a fee!

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    [quote name='RonH' post='793033' date='11-Sep-2009 15:14']Can I use your account!!!!
    Ron [/quote]
    Did you want to use the drive-in?
    Long drive from Norway. Kinda damp also!
    BOB
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    [quote name='viking33' post='793102' date='12-Sep-2009 19:02']Did you want to use the drive-in?
    Long drive from Norway. Kinda damp also! [/quote]

    Good one Bob ... Cape Cod must be a bit like here, wet and cold!
    Oh, and send me a picture of your teller!
    Keep well
    Ron
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    Uranium Lounger viking33's Avatar
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    [quote name='RonH' post='793118' date='12-Sep-2009 16:18']Good one Bob ... Cape Cod must be a bit like here, wet and cold!
    Oh, and send me a picture of your teller!
    Keep well
    Ron[/quote]
    Well, today is wet and COOL, still in the mid-sixties to seventies.
    My teller? OK Taken a while back but....
    [attachment=85508:Bailey5905.jpg]
    BOB
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    Long ago, there was a time when men cursed and beat on the ground with sticks. It was called witchcraft.
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